Gurpreet Chhatwal leads the large and mid-corporate ratings businesses at CRISIL. He is responsible for analytical execution, managing client relationships, enhancing CRISIL’s franchise through thought leadership and outreach. He is also responsible for spearheading the innovation agenda at CRISIL Ratings, while continuing to focus on raising the rating standards at an industry level.
Prior to this, Gurpreet set up the Risk and Analytics (R&A) practice globally for CRISIL Global Research and Analytics (GR&A) that now provides risk modelling, model validation, stress testing and regulatory support to global clients.
Gurpreet has held various positions with CRISIL’s ratings business, across the analytical and the business development teams, and has played a key role in its growth over the years. He joined CRISIL as an analyst in the ratings division and led ratings assignments for large clients in various sectors. From 2008 to 2012, Gurpreet led the Bank Loan Ratings (BLR) business – he was part of the team that set up CRISIL’s BLR business and reached a milestone of over 10,000 outstanding ratings by April 2012.
Gurpreet has also been a part of CRISIL’s Global Analytical Centre and worked with S&P Global, New York.
Gurpreet joined CRISIL in 1999 and has experience in setting up and managing large teams in India and globally.
Gurpreet holds a postgraduate diploma in management from the Indian Institute of Management, Lucknow, and an engineering degree from PEC University of Technology, Chandigarh.
Krishnan Sitaraman is Senior Director & Chief Ratings Officer at CRISIL Ratings Limited (CRISIL Ratings). In this role, he heads the analytical function at CRISIL Ratings on a pan India basis. He also chairs the Rating Committee and is responsible for its functioning.
Prior to his current role, Krishnan was Senior Director & Deputy Chief Ratings Officer at CRISIL Ratings. In that role, he oversaw credit rating assignments for financial sector entities and structured finance instruments across sectors.
Earlier, Krishnan was Chief Compliance Officer at CRISIL Limited (CRISIL) and oversaw CRISIL’s compliance processes in all its businesses and subsidiaries. He developed and implemented compliance policies, processes and training programmes to ensure that CRISIL adheres to all compliance requirements.
Krishnan has also been Director - Funds & Fixed Income Research in CRISIL’s Research division and led a gamut of offerings in the investments research space, encompassing fund evaluations, customised research including insurance and retirement funds research, wealth management solutions and attribution analysis. He was also responsible for giving direction to CRISIL’s offerings on valuation and benchmarking services to insurers, fund houses and wealth managers.
Krishnan started his journey with CRISIL in the year 2000 in Structured Finance Ratings and provided momentum to the vertical. Subsequently, he was the Head of Financial Sector Ratings for 5 years.
Krishnan has extensive experience in conducting workshops and seminars on a variety of topics including financial sector dynamics, retail risk, mutual funds, credit risk and securitization.
Before joining CRISIL, Krishnan worked with Maruti Suzuki India Ltd (MSIL) for three years, in its Dealer Relations division.
Krishnan holds a postgraduate diploma in management from the Indian Institute of Management (IIM) Calcutta and a graduate degree in Mechanical Engineering from Jadavpur University, Kolkata.